Payment Methods
1. Mobile Wallets
JazzCash & EasyPaisa
Open the app → go to Pay Bills → choose Electricity → select PESCO.
Enter your 14‑digit reference number and fetch your bill.
Confirm the amount and pay — instant receipt supplied.
2. Bank Mobile Apps & Internet Banking
Banks like HBL, UBL, MCB, Meezan, Allied, Standard Chartered, Faysal, and others support PESCO bill payments.
Process:
Go to Bill Payments in your bank app
Select Electricity → choose PESCO → enter reference number → confirm → pay.
You’ll receive a confirmation and receipt.
3. ATM Payments
Use One-Link ATMs with your bank debit card:
Select Bill Payment → Electricity → PESCO
Enter reference number → confirm → print receipt.
4. Bank Branches & Post Offices
Pay over the counter at Meezan, Allied, UBL, National Bank, or your nearest post office or PESCO customer service center — just bring your bill and amount due.
5. Phone & SMS Banking
Allied Bank (ABL): Call 111-225-225 or 1222 → provide reference number → authorize payment.
Quick Comparison
| JazzCash / EasyPaisa | Open app → Pay bills → PESCO | Instant in-app receipt | Anytime, 24/7 |
| Bank Apps / Net-banking | Login → Bill Payment → PESCO | SMS/email receipt | Anytime, 24/7 |
| ATM | Card → Bill Payment on the machine | Printed slip | Bank ATM hours |
| Bank/Post Office | In-person submission | Stamped receipt | Bank/Post timings |
| Phone Banking | Call bank → confirm | SMS/X statement | Bank service hours |
Bonus Option: Bill Installments
If you’re struggling to pay your full amount at once, PESCO offers a bill installment plan:
Apply at your local PESCO office or via helpline.
Submit a written request + attachments like your latest bill and CNIC.
Approved users can pay in 2–4 installments, but these must be paid through a bank or post office, not digital wallets.
Pro Tips
Always enter your exact 14-digit reference number.
Save receipts/screenshots — digital or printed — for proof.
Online payments usually reflect instantly, but may take 24–48 hours to show in some systems.
If you paid, but the account still shows due, no need to panic — it often auto-updates.
Get Started Now
Pick your preferred method (mobile wallet, bank, ATM, or in-person).
Keep your reference number handy.
Complete payment and save the receipt.
If there’s a delay in confirmation, wait 1–2 days and then contact your provider or check your account
How to Pay Your Utility Bill in Pakistan (The Easy Ways)
Let’s be real, no one likes paying bills, but thankfully, in Pakistan, we have a lot of options to get it done quickly and easilt method. Forget complicated jargon; here’s the lowdown on how to clear that bill without a headache just know to undestnding.
1. The Phone in Your Hand: Digital Payments
This is the easiest way if you have a smartphone or the internet. You can do it in your fingers!
The EasyPaisa/JazzCash Way (The Most Popular Apps)
Honestly, this is what most people use. You’ll find an EasyPaisa or JazzCash shop at almost every street corner.What you do: Just tell the shopkeeper your 14-digit customer ID (it’s right on top of your bill). You don’t even need the paper bill sometimes! Give him the cash, he’ll tap on his phone, and you’ll get a confirmation SMS on your phone right away. Keep that SMS as your receipt.
Good for: Paying with cash instantly.
Your Bank’s App (Super Quick)
If you use mobile banking (like HBL, UBL, or any other), this is a lifesaver.What you do: Open your bank app, look for “Bill Payment,” then “Electricity.” Select your power company (like LESCO, K-Electric, IESCO), type in that 14-digit customer ID again, and confirm. The money gets paid right from your account. Done in 60 seconds.
Good for: Paying directly from your bank account without moving.
Directly from Your Power Company’s App
Companies like K-Electric and LESCO have their own apps.What you do: Download their app, register your account, and you can not only pay your bill with a card but also see your history and how much electricity you’re using.
Good for: Keeping track of everything in one place.
2. The Set-and-Forget Method: Auto-Pay
Never Miss a Date
If you hate remembering due dates, this is your best friend. You can ask your bank to automatically pay your electricity bill every month from your account.
The upside: You never have to think about it again. No late fees.
The downside: Make sure you always have money in your account so it doesn’t bounce.
3. The Old-School Way: In-Person
Sometimes you just want to pay with cash and get a paper receipt. No problem.
Go to your DISCO’s Office
You can always walk into your local power company’s office (like the LESCO or IESCO office in your area). Go to the counter, hand them your bill and cash, and they’ll give you an official receipt.Authorized Banks
Some banks, like National Bank of Pakistan (NBP), have counters specifically for collecting utility bills. You can take your bill there and pay the teller.
What You Absolutely Need to Remember:
Your Customer ID is Key: That 14-digit number is your identity for the power company. You need it for every single payment method. It’s on your bill, so keep the bill handy or save the number in your phone.
Deadlines Matter: Pay before the due date on your bill. If you pay late, they add a hefty fine, and eventually, they’ll cut your power. It’s not worth the stress.
Get a Receipt: Whether it’s an SMS from EasyPaisa or a paper slip from the bank, keep that proof until you see the payment show up on your next bill. Just in case.
My advice?
If you have a smartphone, use your bank app or the EasyPaisa/JazzCash app. It’s the fastest way. If not, just pop into the nearest shop that has an EasyPaisa sign – they’ll sort you out within two or three minutes.
